Thursday, December 13, 2012

shammed petcock: Fundraiser for Panthers Fencing | Media Sports ...

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'Snapshot' your auto insurance? ? Bankrate, Inc.

Cave dwellers excluded, most of us by now have heard of and perhaps even considered Progressive's "Snapshot" program, which offers customers a shot at saving up to 30 percent on their auto insurance rates based on how they actually drive.

To make this individual tweak to?its standard underwriting, Progressive plugs a device into your vehicle's diagnostic port that allows the company to track your driving behavior, including how many miles you drive, how frequently you slam on the brakes and how often you drive between midnight and 4 a.m. Come to think of it, a caveman probably could save 30 percent off the top. But that's another company's commercial for another time.

This appealing little marketing tool has opened up a broad new horizon called usage-based insurance, or UBI, that extends well beyond auto insurance. Here's why:

Historically, insurance has been underwritten based on a mix of your personal attributes (age, vehicle year, make and model, ZIP code, credit ratings, claims history) and the data of all other drivers, good and bad, in your insurance pool. The company then crunches the numbers and charges you a premium that's based on the pool's collective accident risk. Both you and your insurance company "save" by spreading the risk in this way.

Snapshot and similar UBI programs, however, present at least the potential to calculate risk individually based on real-time, ride-along data.

Which begs the question: Would you be better off being rated as a statistical pool of one?

Progressive has been using UBI for more than a decade in various configurations. Last summer, it surpassed $1 billion in premiums written using UBI data. The company says its experiment has confirmed what most of us assume: that the highest-risk drivers cost 2.5 times more in claims than the lowest-risk drivers?and good drivers pay more to subsidize them.

While UBI to date has collected fairly innocuous data?-- Progressive has purposely steered clear of GPS tracking, for example?-- it is data nonetheless that could prove harmful in the wrong hands. Would you want a potential employer to know that you frequently drive in the wee small hours, for example? Or, should UBI grow to include this: that you text or talk on your phone while underway?

Anita Ramasastry, a law professor at the University of Washington, says UBI's relatively benign infancy could lead to other, more disturbing consumer "bargains" across the insurance spectrum.

"How would we feel if insurers started monitoring our daily lives, via a pedometer, thermometer or blood pressure cuff, to determine our premiums? Or imagine a health insurer tracking our grocery store spending patterns to see if we are making healthy choices," she says.?"Once the data is collected, we need to ask what safeguards will stop the data from being stored and used again to rate us in a new and different context."

It's the old price vs. privacy dilemma. Are you comfortable giving your auto insurance company a snapshot of your day-to-day driving behavior to save a few bucks on your premium?

Follow me on Twitter: @omnisaurus.
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Source: http://www.bankrate.com/financing/insurance/snapshot-your-auto-insurance-2/

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Afternoon report: Who knew Will Leitch wrote for Sporting News ...

Will Leitch: ?I?ve been the front-of-the-book columnist for Sporting News for more than four years now and I don?t personally know a single person who knows that fact, outside my family and my editors there.

Leitch in Sporting News

?The only people I?ve ever met who knew I was the columnist were people who personally emailed the address next to the column itself. Many of them people were in prison or currently, that second, in the dentist office.? (leitch.tumblr.com)
* Sporting News prints its final magazine after 126 years. (shermanreport.com)
* The most-viewed online stories of 2012 (Frank Rich takes the crown at New York). (wplucey.com)
* Guild members at the Cleveland Plain Dealer approve a new contract. (newsnet5.com)
* Parents of missing journalist Austin Tice know next to nothing about their son?s status. (csmonitor.com)
* McKay Coppins goes from political reporter to political editor at BuzzFeed. (buzzfeed.com)
* Why the BuzzFeed vs. The Oatmeal fight actually matters. (hypervocal.com)
* ?You don?t mess with The Oatmeal.? (cjr.org)
* Marijuana activist says Denver?s Fox 31 rigged its stoned driving story. (westword.com)
* Fox News contributor roughed up at Michigan union protest. (washingtonpost.com)
* Why did the Society of Environmental Journalists let ?a polluting company? (Koch Industries) sponsor its conference? (texasobserver.com)
* Gannett CEO Gracia Martore sells $1.3 million of Gannett stock. (gannettblog.com)
* Bose headphones and USA Today in the same league? (@ajkeen via @dankennedy_nu)
* Second-graders from KW News cover President Obama?s speech in Michigan. (deadlinedetroit.com)
* Sure, I remember ?The Wilton North Report? ? ?The Daily Show? of the 1980s. (splitsider.com)

? Dec. 10 ?Hi and Lois?

* One vote for print from Dawd in ?Hi and Lois.? (oregonlive.com)
* Send letters, anonymous news tips, memos, gossip, and typo alerts to jim@jimromenesko.com| Follow Romenesko on Twitter | Romenesko on Facebook | Romenesko on Flipboard and Pinterest | Romenesko?s Amazon Wish List

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Source: http://jimromenesko.com/2012/12/11/afternoon-report-who-knew-will-leitch-wrote-for-sporting-news-why-buzzfeed-vs-the-oatmeal-matters-and-more/

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Wednesday, December 12, 2012

Ceton Echo Windows Media Center Extender review

Ceton Echo Windows Media Center Extender review

It's been over three years since Microsoft released a new version of Windows Media Center, and while some have declared the platform dead, the ecosystem lives on in companies like Ceton. Besides continuing to support Media Center, releasing new tuners and developing software, the company is now the first to introduce an extender in four years. The primary function of the $179 Ceton Echo extender is the same as those that came before it: to bring the full-featured Windows Media Center experience to more TVs in the house while centralizing all your media on a single PC. Until now our favorite extender has been the Xbox 360, but it retails for $20 more and the power supply alone is bigger than the entire Echo, so perhaps there's room for innovation here? We'll tackle all of that after the break.

Continue reading Ceton Echo Windows Media Center Extender review

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/Y9D_BOnF8_g/

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Tuesday, December 11, 2012

Kristen Stewart And Ben Affleck To Laugh It Up In Con Man Comedy

'Twilight' star confirmed that she'll begin filming 'Focus' with the 'Argo' director this April.
By Jocelyn Vena


Kristen Stewart
Photo: Getty Images

Source: http://www.mtv.com/news/articles/1698606/kristen-stewart-ben-affleck-comedy.jhtml

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Thursday, December 6, 2012

Longtime Texas US Rep. Jack Brooks dead at 89

HOUSTON (AP) ? Jack Brooks hounded government bureaucrats, drafted President Richard Nixon's articles of impeachment and supported civil rights bills in a congressional career spanning 42 years. But for most of the country the Southeast Texas politician is frozen in a photograph, standing over the left shoulder of Jacqueline Kennedy as Lyndon B. Johnson is sworn in as president.

Brooks, who died Tuesday at age 89, was in the Dallas motorcade on Nov. 22, 1963, when President John F. Kennedy was assassinated. Hours later he stood behind the grief-stricken widow in the cabin of Air Force One as Johnson took the oath of office.

Brooks died at Baptist Hospital of Beaumont after a sudden illness surrounded by his family, the Jefferson County Sheriff's Department said. Brooks would have turned 90 on Dec. 18.

Brooks was among the last links to an era when Democrats dominated Texas politics and was the last of "Mr. Sam's Boys," prot?g?s of fellow Texan and legendary 21-year Democratic House Speaker Sam Rayburn in the state's congressional delegation.

"I'm just like old man Rayburn," Brooks, from Beaumont, once said. "Just a Democrat, no prefix or suffix."

He also was a contemporary and supporter of Johnson, who was U.S. Senate majority leader in the 1950s.

Vice President Joe Biden, who served as chairman of the Senate Judiciary Committee while Brooks headed its counterpart in the House, said Brooks "was a Texan through and through - tough, bold, and bigger than life. He lived by principles that were carved into his heart, and he was never afraid to fight for what he believed in."

"We lost a great American, a great Texan, and a great Democrat," Texas Democratic Party Chairman Gilberto Hinojosa said Wednesday. "During his long and distinguished service he was a champion for working families and equal rights.

Brooks' secretary Dianna Coffey said a birthday party was planned for him next Friday, but he suddenly became ill Tuesday morning.

Coffey, who said she insisted Brooks stop coming to his office about five years ago, worked out of his home and spent weekends at his farm in Jasper, about 60 miles to the north.

When people would ask Brooks what he did in retirement, she said the plain-spoken Texan would reply: "Pretty much what I damn well please."

Brooks, first elected to the House in his far Southeast Texas district in 1952, was returned to office 20 more times. He was on the verge of becoming the dean of the U.S. House when he was ousted in the Republican revolution of 1994.

Rayburn, whose 48 years rivaled Brooks' House tenure, put Brooks on the House Government Operations Committee, a panel Brooks eventually would chair. Brooks gained notoriety as a curmudgeon-like scourge of bureaucrats he grilled for wasting taxpayers' money, peering at witnesses over his glasses as he chewed on a cigar.

"I never thought being a congressman was supposed to be an easy job, and it doesn't bother me a bit to be in a good fight," Brooks once said.

A Brooks-authored law required full and open competition to be the standard for awarding federal contracts. The 1965 Brooks Act set policy for the government's computer acquisition program, requiring competitive bidding and central management. His Inspector General Act established independent Offices of Inspector General in major agencies to prevent fraud and waste.

Other Brooks bills reduced federal paperwork, provided a uniform system of federal procurement, eliminated overlapping audit requirements and established the Department of Education.

"He literally has saved American taxpayers billions of dollars through his actions in improving government efficiency and eliminating waste," former Texas Gov. Dolph Briscoe, a longtime friend who died in 2010, said two years earlier when Brooks donated his congressional papers, photos, correspondence and other items to the Center for American History at the University of Texas.

Brooks also served on the House Judiciary Committee, where he strongly supported Nixon's impeachment and drafted the articles of impeachment the judiciary panel adopted. Nixon, who resigned Aug. 8, 1974, referred to Brooks as "the executioner."

Jack Bascom Brooks was born Dec. 18, 1922, in Crowley, La., and moved to Texas at age 5. While in public schools, he worked as a carhop, grocery clerk, magazine salesman and a reporter for the Beaumont Enterprise. He attended Lamar University in Beaumont, then a two-year school, and earned a degree in journalism from the University of Texas. He served with the Marines in the Pacific in World War II and retired as a colonel from the Marine Corps Reserves in 1972. He received a law degree from the University of Texas and was a two-term Texas state legislator when he was elected to the U.S. House at age 29.

He supported civil rights bills, refused to sign the segregationist "Southern manifesto" in 1956 and helped write the historic Civil Rights Act of 1964 that banned racial segregation.

His congressional longevity was an issue for him and other long-serving Democrats who were swept from office in 1994. Brooks also had alienated gun owners for supporting a ban on assault weapons and abortion opponents for his support of abortion rights.

Brooks married Charlotte Collins in 1960 and the couple had three children, Jeb Brooks, Kate Brooks Carroll and Kim Brooks, and two grandchildren, Matthew Carroll and Brooke Carroll.

__

Associated Press writer Christopher Sherman in McAllen contributed to this report.

Source: http://news.yahoo.com/longtime-texas-us-rep-jack-brooks-dead-89-201504532--politics.html

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